CMR insurance is the cover a carrier holds for its own liability under the CMR Convention: the compensation it is legally required to pay a shipper for loss, damage or delay to goods while they are in its care during international road transport.
It is distinct from cargo (all-risk) insurance a shipper may buy separately, which does not depend on proving carrier fault and is usually not capped at the CMR liability limits. See Carrier Liability and Compensation Under the CMR for the liability limits and how a claim is handled.
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